Free Checking

A free checking account for those wanting unlimited checking without any monthly fees.

Account Features:

  • No minimum balance (only $100 to open)
  • No monthly service charges
  • Free unlimited check writing

Simplify Banking:

E-Z Account

For those who prefer the convenience of electronic banking.

Account Features:

  • Competitive rate of interest on account funds
  • No minimum balance fees (only $100 to open)
  • Three free paper item debits per statement cycle

Simplify Banking:

360 Ultra Checking

It's the checking account that's guaranteed to revolutionize the way you bank...360 Ultra Checking.

Account Features:

  • Competitive interest on collected funds
  • No minimum balance fee with $10,000 minimum daily balance in all related consumer deposit accounts (only $100 to open this account)
  • Free paper statements with check imaging
  • Personal line of credit for qualified clients
  • One-time credit of $175 on mortgage closing costs
  • ¼% annual percentage rate reduction on consumer installment loans
  • Free specialty blue checks or a $3 credit toward different styles
  • Free cashier checks
  • Free notary service
  • $15 annual credit toward the rental of a Safety Deposit Box

Simplify Banking:

Classic Checking

Simple. Classic. Convenient.

Account Features:

  • Interest paying account with only a $500 minimum collected balance
  • No monthly fees with a $500 minimum balance (only $100 to open)
  • Free paper statements with check imaging

Simplify Banking:

Golden Classic Checking

A checking account for those age 55 or better - loaded with value.

Account Features:

  • Interest bearing account with only a $500 collected balance
  • No minimum balance required (only $100 to open)
  • No monthly service charges on Golden Classic account
  • Free unlimited check writing
  • Free Specialty Mint Checks (or $3 off other check designs)
  • Free paper statements with check imaging

Simplify Banking:

Golden Classic PLUS Checking

Exclusive opportunity to receive these additional benefits at a special reduced rate of $5/month with Golden Classic PLUS!

  • Credit Card Protection
  • Key Ring Protection
  • Member Magazine
  • Emergency Medical Data Card
  • Everyday Rebate Rewards
  • Savers Club
  • Purchase Protection
  • Bonus Travel
  • Accidental Death Insurance (Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.)
  • Common Carrier Insurance

BanClub Checking

The checking account packed with great services.

Account Features:

  • No minimum balance (only $100 to open)
  • Free unlimited check writing
  • Free specialty mint checks (or $3 off other check designs)
  • Free paper statements with check imaging
  • Only $8.00/month includes BanClub Special Benefits
    • Credit Card Protection
    • Key Ring Protection
    • Member Magazine
    • Emergency Medical Data Card
    • Everyday Rebate Rewards
    • Savers Club
    • Purchase Protection
    • Bonus Travel
    • Accidental Death Insurance (Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.)

Simplify Banking:

Health Savings Account

The popularity of Health Savings Accounts is on the rise, thanks to a bill passed by Congress to combat rising medical costs. First National Bank North Platte offers Health Savings Accounts (HSAs) to consumers and businesses which allows them to save money tax-free that can be used for medical costs. As an HSA customer, simply use your debit card or BillPay to cover qualified medical expenses.

Account Features:

  • No spending deadline
  • Variable interest earnings
  • Online account access

Many Benefits for You!

  • There can be substantial tax benefits* to eligible individuals. HSAs provide tax benefits related to paying qualified medical expenses, plus provide benefits similar to many tax-favored retirement plans
  • If used for qualified medical expenses, HSA distributions are never taxed

Visit with your Personal Banker to review detailed account information and get started today.

*Please visit with your tax consultant for information on tax benefits.

Visa® Check Card

Give your checking account purchasing power with a First National Bank North Platte Visa® Check Card. Just present your card at the merchant and sign your receipt - it's that easy. The amount of your purchase is automatically deducted from your First National Bank North Platte checking account.

Features of the Visa® Check Card:

  • No Annual Fee
  • Make up to $1200 in purchases per day (provided adequate funds are available)
  • Make up to $500 in cash withdrawals per day from any PLUS System or NETS ATMS (provided adequate funds are available)
  • No transaction fees on purchases
  • Zero Liability when you use your Visa® Check Card to make purchases
  • Access to over 1 million PLUS System or NETS ATMs worldwide

* Available on First National Bank North Platte checking accounts only. Subject to qualifications