Fixed Rate CDs

Our Fixed Term Certificates of Deposit (CDs) offer competitively high interest rates.

Account Features:

  • Terms from six to sixty months
  • Contact us for our competitive interest rates
  • Flexible terms, meet your investment needs
  • Interest payable by deposit or compounding
  • Save for retirement, college education or purchasing a home
  • Penalty for early withdrawal

Change-A-Rate CD

Competitive market interest rates with an additional deposit feature and one rate change during the term of the CD.

Account Features:

  • Allows one rate change during the term of the CD
  • Additional deposit feature allows you to increase the CD in amounts of $1,000 or more up to twice the original CD face value or value at last renewal
  • Interest compounds semi-annually
  • Penalty for early withdrawal
  • Contact us for competitive interest rates

Individual Retirement Accounts

FDIC insured IRAs with a variety of terms and rates to meet your retirement planning needs.

Account Features:

  • Allows flexible financial planning with guaranteed return on investment
  • Easy, flexible and convenient set up and allows customers uncomplicated retirement savings
  • Anyone under age 70½ with earned income is eligible for our Traditional IRA. There is no age limit on our Roth IRA as long as there is earned income
  • No early withdrawal penalty if used for first-time home or college costs or at maturity, death or disability on both our Traditional and our Roth IRAs
  • Traditional and Roth IRA Catch-Up Contributions may be available for eligible IRA owners
  • Contact a Personal Banker for our competitive rates and current contribution limits