Apply Now Summary of Credit Terms

Get cash back

as a statement credit.

Use the Card for purchases. Enjoy.

First National Bank North Platte Card Apply Now Summary of Credit Terms

Card Details

Unlimited 1.5% Cash Back2 on purchases.

Cash back is redeemed as a statement credit.

No Expiration.

Can't redeem your full rewards balance one month?
Fear not — rewards earned NEVER expire. 2

No Annual Fee.1

Connect

to a world of special benefits5 – with CONNECT from American Express, you have access to a range of offers for shopping, dining, presale ticket access to popular entertainment, sporting events and more.

Go to Connect from
American Express

Security & Benefits3


  • Zero Liability 4

    Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your Card or account information.


  • Auto Rental Insurance

    Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.


  • Travel Accidental Insurance

    Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your Card.


  • Extended Warranty

    Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.


  • Purchase Protection

    Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.


  • Free FICO® Credit Score

    Knowing your FICO® Credit Score can help you maintain or even improve your financial health.

Additional Services

Go Paperless

By enrolling in paperless statements, the average household can save 6.6 pounds of paper per year.

You can make the difference.

Get Started

Digital Banking

You can check your balance from anywhere, view transactions, and receive account alerts via email.
Access your account on a 24/7 basis.

Get Started

Interest Rates & Fees

All terms subject to change.

  • Purchases APR Variable 19.49% APR1

    based on the Prime Rate

  • Balance Transfers Variable 19.49% APR1

    based on the Prime Rate

  • Annual Fee1 $0
  • Balance Transfer Fee $10 or 5%

    of the amount of each transfer, whichever is greater

Please see the Summary of Credit Terms for additional information on rates, fees, costs, conditions and limitations.

First National Bank North Platte American Express® Card Get cash back as a statement credit.

First National Bank North Platte Card Apply Now Summary of Credit Terms
Important Information
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Your % back rewards are earned as points.

3 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

4 Zero Liability is available to holders of American Express Cards issued by First National Bank under the following conditions:
Your account is in good standing, you have exercised reasonable care in protecting your card from theft, and you have not reported two or more unauthorized events in the past 12 months. If unauthorized use of your Card occurs, please report it to First National Bank immediately.

5 Cardmembers must register their eligible American Express Card at www.amexconnect.com/mycardoffers to participate. Program terms apply, offer terms will vary. See program website for details.

Cards are issued by First National Bank of Omaha, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.