Loan AccountsPersonal Loans & Lines of Credit

If you are looking to make a major purchase, take a well-deserved vacation, or would like to have additional funds available for unexpected expenses, a Personal Loan or Line of Credit may be right for you. Our lines of credit offer flexible repayment options and there are various credit limits available to fit your needs.  Plus, you'll have immediate access to your funds, up to your available credit limit, through a First National Bank North Platte checking account.

SmartLine

SmartLine is savvy consumer's best friend. It gives you the ability to write yourself a low cost loan at your convenience and doubles as overdraft protection. Favorable terms, convenient monthly payments and a ceiling on rates all combine to make this an attractive option for the smart consumer.

  • $2,500 minimum to a maximum of $5,000 (in $100 increments) 
  • $25 annual fee
  • Payments are automatically deducted 
  • No minimum finance charge 
  • Funds are available as soon as your line of credit is approved 
  • A First National Bank North Platte Visa® Check Card is available with access to virtually any ATM worldwide

First Execuline

First Execuline is an unsecured consumer revolving line of credit with higher limits.

  • $5000 minimum to a maximum of $25,000 (in $100 increments)
  • No annual fee
  • Payments are automatically deducted
  • No minimum finance charge 
  • Funds are available as soon as your line of credit is approved 
  • A First National Bank North Platte Visa® Check Card is available with access to virtually any ATM worldwide

Personal Loans

Design a personal loan to fit into your budget with affordable payments that can be automatically deducted from your First National Bank North Platte checking account. Personal loans have flexible terms, competitive rates, and may be secured or unsecured.

Time Certificate of Deposit - Savings Loans

  • Access to cash while maintaining investment to avoid prepayment penalties. Interest bearing account continues to earn interest
  • Payments can be automatically deducted from your First National Bank North Platte checking account
  • Loan secured with interest bearing accounts 
  • Set payment schedule throughout loan
  • Reduced interest rate. Convenient banking
 

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