Business BankingLoans & Financing

First National Bank North Platte offers both traditional and non-traditional loans to meet your financial needs. We have loan products that can help your business grow and meet the challenges of your marketplace. Call us today! We're happy to meet with you to custom-design the right financial plan for your business - no matter the size!

Commercial Working Capital

We offer credit to deal with the peaks and valleys of cash flow. We work alongside you to custom-design options to fit your specific business needs with flexible terms and competitive interest rates.

Commercial Machinery & Equipment

Looking to purchase or refinance machinery and equipment? Preserve your working capital with an affordable and flexible loan option that allows you up to seven years to pay. We meet your needs with a fast review and approval process and can offer fixed-rate and automatic payment options with no hidden charges.

Business Real Estate

Loans to purchase or refinance commercial buildings, residential rental properties, and development properties are available for owner and non-owner occupied properties. We offer a fast approval process and up to 20 years amortization as well as an amortized or principal plus interest payment option. Flexible down payment and fixed rate options are also available.

Construction Loans

Single-family and multi-family homes and commercial building loans are available for building contractors as well as for owner/builders. Loan maturities match construction timelines and payments are interest-only during construction. Easily convert to a long-term mortgage loan at the completion of construction.

Small Business Administration Loans (SBA)

Financing is available for fixed assets, real estate property, and working capital for those business loan requests which do not conform to normal bank policies. These loans are tailored to fit each business situation and have competitive loan rates. Programs for start-up businesses are even available.

Commercial Leasing

If you're looking to keep your working capital free for other uses, a commercial lease is an option for you. Fixed rental payments are available with flexible terms from 2-7 years, no down payment, and purchase options at the end of the lease term.