Agriculture BankingAg Loans & Financing
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Providing agricultural loans for over 130 years, First National Bank North Platte is committed to the most important industry in rural America. We've remained strong, and maintained our relationship to our agricultural lending customers through the many peaks and valleys of the agricultural economic cycles. We encourage you to call today to speak with an Ag Lender who has the expertise to build custom-fit solutions to your agricultural needs.
Ag Operating Loans
Ag Operating Loans provide seasonal operating funds along with the availability of multiple advance lines of credit. We offer flexible rates that assist in the cash flow needs of your business in addition to both fixed and variable interest rate options. In addition, we have the availability of secured and/or unsecured operating loans.
Ag Equipment & Breeding Livestock
Purchase or refinance your machinery, equipment, and livestock with flexible payment terms with commitments up to terms of five years. We offer both fixed and variable interest rate options.
Ag Real Estate Conventional
We offer the flexibility of repayment tailored to your unique cash flow and an equally flexible payment schedule. The down payment can be a pledge of other collateral and we offer both fixed and variable interest rate options.
Ag Loan Beginning Farmer NIFA
Utilizing the Nebraska Development Finance Authority, we are able to fund and service your loan with a reduced interest rate below comparable market of 1.75% for land purchases and capital purchases or improvements. This loan may be used in conjunction with the FSA Beginning Farmer Program and can include terms of up to 20 years (up to 15 years fixed rate.)
Ag Real Estate Farmer Mac
Purchase or refinance Ag Real Estate. You are able to select the program that works best for you with your loans being locally serviced. We can offer you longer amortization than conventional loans with reduced interest rate risk and rates fixed up to 15 years. Monthly or semi-annual payments may be arranged with commitments for up to 25 years.
Ag Leasing
Leasing provides 100% equipment financing without down payments for most large ticket agricultural equipment such as combines, tractors, trucks, sprinklers, etc. Keep your capital free during the lease term while maintaining the right to buy the item at the end of the lease. Leasing provides for flexible terms of 2-7 years.
